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Primary care · Paying for care

Primary Care Costs Without Insurance: Visits & Fees

Explore primary care with no insurance required. Compare published new-patient and follow-up visit prices, tests and separately billed services.

4 min readSources checked October 20, 2026
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The short answer

  • Mayflower in California: $98 new-patient visit or $77 established-patient visit; coverage restrictions apply and additional services are excluded.
  • Southwest Family Medicine in Dallas: office consultations from $150; tests and procedures cost extra.
  • Match your visit purpose, patient status and format before comparing totals.
Self-pay outpatient primary-care planning in the United States.
Explore clinician profiles on OpenVisit

Compare patient status and exclusions

These two practice menus illustrate why the number must stay attached to the service and eligibility rules. They do not establish a U.S. average.

National research examples. Your selected care area highlights same-state examples where available.

Published primary-care cash prices
Practice / locationPublished priceServices & fees
Southwest Family Medicine Associates · Dallas, TX
Published price source
Office/walk-in from $150 · confirm basis;televisit $100 · confirm basis
  • Consultations only; labs, imaging, tests and procedures extra.
  • Confirm patient status and remote-care eligibility.
Angela Kemp — clinician profile at Southwest Family Medicine Associates · Harry HinesAnu Ravipati — clinician profile at Southwest Family Medicine Associates · Harry HinesAshlene Philip — clinician profile at Southwest Family Medicine Associates · Harry HinesAva Karimi — clinician profile at Southwest Family Medicine Associates · Harry HinesBetty Thomas — clinician profile at Southwest Family Medicine Associates · Harry HinesChrisette Dharma — clinician profile at Southwest Family Medicine Associates · Harry HinesEmma Lieu — clinician profile at Southwest Family Medicine Associates · Harry HinesKelsey Reisch — clinician profile at Southwest Family Medicine Associates · Harry HinesMonica Ramirez — clinician profile at Southwest Family Medicine Associates · Harry HinesNhunga Vo — clinician profile at Southwest Family Medicine Associates · Harry HinesNiti Randhawa — clinician profile at Southwest Family Medicine Associates · Harry HinesPrachi Thapar — clinician profile at Southwest Family Medicine Associates · Harry HinesSapna Jaiswal — clinician profile at Southwest Family Medicine Associates · Harry HinesSarah Ashitey — clinician profile at Southwest Family Medicine Associates · Harry Hines
Practice-published examples checked October 20, 2026. These are independent research examples, not OpenVisit partners or bookable offers. Different locations, eligibility rules and included services prevent treating them as a national average. Confirm the current written quote directly.

Match the appointment to the reason for care

Tell the practice whether you want to establish ongoing care, discuss a new symptom, review an existing condition or plan preventive care. Confirm whether you are considered a new patient and whether prior records are needed.

Ask about continuity as well as the first appointment: who reviews results, how medication requests are handled and whether follow-up can be virtual. A one-time visit does not automatically include future advice or refills.

Plan for follow-up and affordable alternatives

Ask the clinic to identify who bills for ordered tests and how you will receive their quotes. Request the price of a results visit if it is separate. Record whether the fee is a single visit or a recurring membership.

HRSA-supported health centers offer another route to explore when price is a barrier; ask the center about its eligibility assessment and sliding-scale fees.

Sources: Am I eligible for affordable health care? — Health Resources & Services Administration (source opens in a new tab)

Prepare for a first visit and the care that follows

List your main concern, important past care, current medicines and questions. Tell the clinic about forms or records you need reviewed so it can allow the right appointment. Ask whether any preparation is required; avoid assuming that all primary-care appointments need fasting or bloodwork.

Before leaving, record who will review results, how to contact the team and whether another appointment is expected. For an ongoing condition, ask which visits and tests are likely to be separately billed. A lower first-visit fee may still lead to different ongoing costs.

How do I find primary care I can afford?

HRSA describes health-center sliding fees based on income and family size. Use its national finder, then ask the center about appointments, documents needed for the fee assessment and services available at that location.

Compare a single-visit price with any membership proposal using the number of visits and services you actually expect. Request enrollment charges, cancellation terms and excluded tests in writing. A monthly primary-care membership should not be assumed to cover hospital or specialist bills.

Sources: Am I eligible for affordable health care? — Health Resources & Services Administration (source opens in a new tab)

Seasonal illness and preventive-care questions

Use these guides to distinguish symptoms, choosing a setting, testing and prevention. They explain general patterns; they do not report current local outbreaks or available appointments.

Planning care around open enrollment or a coverage gap?

Check coverage options and care costs together. These guides connect official enrollment information with practical questions about a visit before a new plan is active.

Coverage changed, or the cost is out of reach?

A coverage-status question and a visit-price question may need different next steps. Use official coverage resources while comparing care options. Our practice directory currently covers DFW; it does not imply that every listed practice is an OpenVisit partner.

Explore practices and published prices.

Keep this handy

Four questions to take with you.

  • Do I need a new-patient or problem visit?
  • Can this appointment address all my concerns?
  • Are tests or forms separately priced?
  • What is the ongoing-care fee?

You can use these questions with any practice. These guides do not provide appointments or collect payments.

The self-pay visit checklistWritten quotes, good faith estimates and separate charges.

Your next step

Explore care and published prices.

Use this guide to understand your options, then compare practice services. Confirm eligibility, availability and the final fee directly with the practice.

Choose your care area

Finding your approximate city…

Find care and compare prices

Common questions

Is a sick visit the same as an annual physical?

No. Describe the symptoms and preventive-care goals to the practice so it can choose the appointment type, time and quote. Ask whether addressing both changes the fee.

Does the consultation include a prescription?

A consultation is an evaluation, not a promise of a prescription. Ask how any recommended medicine is paid for and whether monitoring or follow-up has separate charges.

Can I get primary care at a community health center without insurance?

HRSA-supported centers are an option to contact about care and sliding-fee eligibility. Confirm intake requirements, available services and your assessed fee directly; this guide cannot establish your eligibility.

Sources: Am I eligible for affordable health care? — Health Resources & Services Administration (source opens in a new tab)

Is a monthly direct-primary-care fee the same as health insurance?

Do not assume a practice membership pays for care outside its written agreement. Ask how specialists, emergency care, hospital services, medicines and outside testing would be paid for.

Read the evidence

Sources & editorial status

Sources were checked on October 20, 2026. This is an OpenVisit Health editorial draft, not a personalized medical recommendation. Source organizations have not endorsed OpenVisit or reviewed this page.

How we researched prices and visit guidance

We use federal agencies, academic institutions and specialty societies for clinical and access guidance, and the named provider’s own public menu for prices. Each example keeps its location, service, patient status and published exclusions. Introductory offers, regular fees and reduced-fee programs remain labeled separately.

This is a selected comparison, not a national price survey, ranking or appointment directory. Unknown inclusions stay unknown; a price checked on the date above is not a guarantee that it remains available. Confirm an itemized written quote with the practice. If its quote differs from this guide, use the current quote and original source to resolve the difference.

AI tools assist research and drafting. Source authors and reviewers have not reviewed OpenVisit content. We publish after source and technical checks; independent clinician review is identified only when it has actually occurred.

  1. Cash-pay visit fees (opens in a new tab)Southwest Family Medicine Associates · Dallas, TexasPractice-published prices · checked October 20, 2026
  2. Cash prices and excluded services (opens in a new tab)Mayflower Medical Group · CaliforniaPractice-published prices · checked October 20, 2026
  3. Am I eligible for affordable health care? (opens in a new tab)Health Resources & Services AdministrationFederal access-to-care resource
  4. Find a health center (opens in a new tab)HRSA · Health Resources & Services AdministrationFederal access-to-care resource